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Top Myths About Personal Injury Cases

Personal injuries can be caused by anything from a car accident to medical malpractice, and the injuries can be as minor as a broken bone to as serious as a fatality. Many people believe that a personal injury case is an easy payday.  However, personal injury cases can be very complex to prove and there are many misconceptions about them.  Here’s what you need to know to debunk the myths:

1.  Personal injury lawsuits are easy money

In Florida, you will be compensated for damages you incur or will incur because of your injuries. These can include present and future medical costs, wage losses, and compensation for pain and suffering. However, because these are all injuries that you are actually suffering or will suffer, there is no easy payday.

2.  I can file my claim at any time

No, you cannot. Florida’s statute of limitations for most personal injury claims is four years.  That means that you have to file your lawsuit within four years of the date of your injury or you will be forever barred from bringing it.

3.  The first thing I should do after an accident is call my insurance company and accept a settlement

While you should definitely call your insurance company to report your accident, be sure you tell them only the bare minimum before you speak to your lawyer or, better yet, have your lawyer speak directly to them. Regarding the settlement money, beware that insurance companies love fast settlements.  They know that if you are in a hurry to get your money you will accept less, so don’t do it.  They also try to force you to settle before you speak to your lawyer.

4.  Any lawyer can handle your personal injury claim.

This is not true. A personal injury lawsuit should always be handled by an attorney who is very experienced and knowledgeable in personal injury law and who has a track record of success with clients. The experience and knowledge of attorneys varies widely, and you need to do your homework to make sure you find the attorney that’s right for you.